Affordable rental homes include units that receive government subsidies and those that are lower-cost as a result of age or condition. By working to ensure that these units remain a viable part of the housing inventory, communities can contribute to the preservation of vital affordable housing opportunities for working families and others.

By structuring downpayment assistance as a loan that is due upon refinancing or sale of a home, rather than as a grant or forgivable loan, communities can recapture their initial investments to help more families achieve homeownership.

Shared equity homeownership is a homeownership strategy that balances the goals of individual asset accumulation and ongoing affordability, ensuring that the public's investment in affordable homeownership keeps pace with the market, while offering homebuyers the opportunity to earn a healthy return on their investment.