Why is it particularly important to provide financial support to low- and moderate-income households?

In addition to the community-wide benefits, support for the improved disaster resistance of homes is particularly important for low- and moderate-income families. Given their already tight monthly budgets trying to cover rent or mortgage payments and other basic expenses, disaster-resistant upgrades may not be affordable to these families. Furthermore, it is in the interest of all residents of a neighborhood to make improving disaster resistance affordable since a neighbor without disaster-resistant upgrades can pose a risk in a time of disaster. For example, one neighborhood resident without a properly secured roof increases the risk of flying debris that could damage a neighbor's home.

This section provides an overview of existing federal, state and local financial resources for supporting the enhanced disaster-resistance of homes. It also highlights some potential new resources dedicated to lower income households and other vulnerable populations.

Click on the links below to learn more about financing efforts to make homes more resistant to natural disasters: Federal resources State resources Click here to view resources related to financing efforts to make homes more resistant to natural disasters.