The graphic below shows foreclosure prevention policies along a timeline starting before mortgage delinquency (and often before purchasing a home), during the period in which the mortgage grows progressively more delinquent, and ending after foreclosure has occurred. Click on a policy along the timeline to learn more.

Links have been provided in the quick links box in the upper right corner of each page, and in the grey navigation boxes, to return to the foreclosure policy timeline. After reviewing a policy section, click on one of these links to return to this timeline.

		Create a Foreclosure Prevention Hotline
	Homeownership Education and Counseling		Foreclosure Prevention Counseling	Short-Term Emergency Loans	Expanded Legal Services	Low-Interest Refinance Loans	Protections for Tenants	Rental Options for Former Homeowners
BEFORE Mortgage Delinquency			DURING Mortgage Delinquency				AFTER Foreclosure
Anti-Predatory Lending Laws	Oversight of Mortgage Brokers and Lenders	Monitor Downpayment Passthroughs	Create a Foreclosure Prevention Task Force	Identify and Assist High-Foreclosure Neighborhoods	Moratorium or Other Extension	Refinancing with Flexible Underwriting Requirements		Reuse Vacant and Abandoned Properties

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